Use WageWiseO's paycheck and tax calculators to estimate take-home pay, payroll taxes, and other paycheck-related amounts. Results are estimates for planning purposes and may vary based on your filing status, deductions, benefits, location, and current tax rules.
Your paycheck passes through several layers: pre-tax deductions, federal income tax, FICA payroll taxes, and state income tax. The Paycheck Calculator models these with 2026 figures for weekly, biweekly, semi-monthly, and monthly pay — showing gross pay, each deduction, and take-home side by side.
Federal income tax is progressive: in 2026, a single filer's taxable income is taxed at 10% up to $12,400, then 12%, 22%, and higher brackets after the $16,100 standard deduction. FICA adds 6.2% Social Security on wages up to $184,500 plus 1.45% Medicare on all wages. The Paycheck Calculator applies federal figures plus each state's 2026 tax tables automatically — including the nine states with no wage income tax.
The calculator annualizes your pay, subtracts pre-tax contributions and the standard deduction to find taxable income, applies the federal brackets, computes FICA, adds state tax, then divides everything back into your pay frequency. Pre-tax 401(k) contributions reduce income tax but not FICA. For straightforward situations the estimate lands within a few dollars per paycheck — but multiple jobs, credits, or local taxes will move the true number.
It is a planning estimate, not a guarantee. The federal math follows published 2026 IRS figures (brackets, standard deduction, FICA), and state math uses 2026 state tables. Your W-4 elections, tax credits, deductions and local taxes can move the real number, so verify important decisions against IRS and state guidance.
Employers often withhold supplemental wages (bonuses, overtime) at a flat 22% federal rate. Your actual tax on that income is your normal marginal rate, so over-withholding comes back to you as a tax refund when you file.
Texas, Florida, Nevada, Washington, Wyoming, South Dakota, Alaska, Tennessee and New Hampshire. New Hampshire still taxes interest and dividend income. The paycheck calculator applies each state's 2026 tax rules automatically.
Usually where you work, but it depends on the states involved — some neighboring states have reciprocity agreements so you only pay in your home state. Remote workers can face rules from two states. When in doubt, check both states' tax guidance.